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Position: Senior Credit Manager

Location: Chaguanas / Trinidad and Tobago

Company: Standard Distributor 

Job Description: Responsible for managing the Company’s Credit and Collections portfolio toward optimizing company revenue.

Job Summary:

  • Ensure company-wide compliance with the company’s Credit policies and procedures.
  • Ensure that the process from Credit proposal through final decision (approval / denial) surpasses global benchmarks by constantly measuring performance and implementing best practice.
  • Review and approve high value credit applications and other credit applications escalated for further review and determination.
  • Create efficient evaluation processes to minimize risks with underwriting reviews
  • Ensuring that the company policy on recoveries is followed and in line with regulations.
  • Create and implement a strategy to improve the collection of outstanding credit.
  • Ensure that arrears percentages surpass global benchmarks by maximising the effectiveness of the Arrears call centre.
  • Periodically review uncollectable balances and make recommendations for right of or to take further action to recover.
  • Preparing high level reports on payment collections.
  • Complete regular audits checks to ensure compliance with SOPs.
  • Review the effectiveness of bailiffs; including SLAs and KPIs, hiring and contract negotiations.
  • Remaining informed of any legislative procedural training regarding debt collection.
  • Perform other related duties as may be required.
  • Comply with Group’s processes and policies as set out and stated in the ANSA McAL Blue Book.

Qualifications:

  • Degree in Accounts / Finance; ACCA Qualified
  • MBA would be an asset
  • Proven work experience as a credit manager.

Experience:

  • Minimum of seven (7) years commercial and retail credit experience
  • Eight (8) years at a Managerial level


How to apply:
These are the requirements for applying for this job:

- Do you have a Degree in Accounts / Finance; ACCA Qualified? - Do you have a MBA ? - Do you have any proven work experience as a credit manager?